APRCalc 1.4 - A Windows Shareware Utility

Thanks for trying APRCalc!  Please read this brief message
before the program is installed for you.

APRCalc was meant to be a very small and simple payment
calculator, and one that would allow the user to investigate
various loan scenarios quickly.  The four variables in an
APR loan are the Amount Financed, the Term, the APR, and 
the Payment; setting any three of these determines the fourth.

Typically, the user enters a value for each of the three
known variables, and then clicks the "Calculate" button
next to the field which is to be calculated.  As each field
is entered, the user input is checked for validity (for 
example, the term of the loan must be a reasonable
counting number).  An amortization function, with the
ability to print or export a hardcopy, is provided as well.

Prepayments to principal can be entered for any payments,
and the effect on the amortization observed.

A few options are included, such as the ability to watch the 
calculations progress (and to see the final, exact result) 
and to make the APRCalc window always stay on top.  The 
standard Windows "Cut/Copy/Paste" functionality is
supported.  All option settings, numerical values, and the
size and position of the windows can optionally be saved 
upon exit.  Quarterly, monthly, biweekly, and weekly
payment periods are supported.  You can save individual
scenarios in files.  Breakeven date analysis for
discount points is available.   A complete Windows Help
system is provided.

APRCalc is not free software.  It is shareware, which means
you are expected to pay to register the program if you
continue to use it.  Your donation will encourage me to
write more Windows programs and improve existing ones.
To register your copy of APRCalc, please send $15 (along
with a filled out hardcopy of the ORDER.TXT file) to:

	Larry Leonard
	P.O. Box 2226
	Norcross, GA  30091-2226

Please include any comments or ideas for improvements.  Thanks.